IB Analysis and Approaches HL · Arithmetic and geometric sequences · End of topic

IB exam questions: topic 3

85 exercises with solutions · By Álvaro López

Past IB exam questions grouped by type and, within each type, from easiest to hardest. Try each one before opening the solution.

Level
Paper
Solutions

Sequences and sigma notation

Exercise 1 BasicIB · P2 TZ2 May 2010

Consider the arithmetic sequence

a) Find an expression for the th term.

b) Write down the sum of the first terms, using sigma notation.

c) Calculate the sum of the first 15 terms.

View solution

a) The common difference is . Then

Answer a):

b) The sum of the first terms is the sum of for : If we want to simplify: .

Answer b):

c) With : . Then

Answer c):

Exercise 2 BasicIB · P1 May 2000

The sum of the first terms of an arithmetic sequence is . Calculate the th term, .

Show answer

Answer:

Show working and answer
  1. For : .
  2. For we use :
  3. For the formula gives , which agrees with . It is valid for all (arithmetic sequence with and ).

Answer:

Exercise 3 BasicIB · P1 November 2002

Find , giving the answer in the form , where .

Show answer

Answer: (that is, )

Show working and answer
  1. We apply the logarithm of a power property, .
  2. Taking the constant factor out of the sum: .
  3. The sum of the first integers is , so .
  4. Therefore the sum equals .

Answer: (that is, )

Exercise 4 MediumIB · P2 TZ2 May 2013

(i) Express the sum of the first positive odd integers using sigma notation.

(ii) Verify that the sum in part (i) is equal to .

(iii) Deduce the value of the difference between the sum of the first 47 positive odd integers and the sum of the first 14 positive odd integers.

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Answer:

Show working and answer

(i)

The th positive odd integer is (1, 3, 5, ...). Therefore the sum is

(ii)

  1. It is the sum of an arithmetic sequence with and .
  2. .

Hence proved.

(iii)

  1. The sum of the first 47 is and the sum of the first 14 is .
  2. Difference: .

Answer:

Exercise 5 MediumIB · P2 November 2002

A sequence is given by , , where .

a) Find , , .

b) (i) Express in terms of .

(ii) Verify that your answer to (b)(i) satisfies the equation .

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Answer: a) , , ; b)

Show working and answer

a) 1. With : .

  1. With : .

  2. With : .

b) (i) 1. The sequence suggests , which satisfies and .

  1. Justification: the characteristic equation , that is, , has roots and ; thus , and with , we get , , so , .

(ii) 1. Substituting into the right-hand side: .

  1. This is , so the equation holds.

Answer: a) , , ; b)

Exercise 6 MediumIB · P1 TZ0 November 2004

The sum of the first terms of a series is given by , .

a) Find the first three terms of the series.

b) Find an expression for the th term of the series, giving your answer in terms of .

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Answer: a) ; b)

Show working and answer

a) 1. The first term is . 2. , so . 3. , so .

The first three terms are .

b) 1. For , the th term is . 2. We calculate . 3. Then . 4. For the formula gives , so it is valid for all . (It agrees with : an arithmetic sequence with common difference .)

Answer: a) ; b)

Exercise 7 MediumIB · P1 TZ0 November 2005

Find , where .

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Answer:

Show working and answer
  1. By the properties of logarithms, .
  2. Then and .
  3. Using the formula with : .
  4. Hence the sum is .

Answer:

Exercise 8 HardIB · P2 TZ0 November 2005Proof

a) Prove by mathematical induction that , .

b) Hence, show that the sum of the first terms of the series is .

View solution

a) Let : .

  1. Base case : the left-hand side is and the right-hand side is . So holds.
  2. Inductive hypothesis: suppose is true for some , that is, .
  3. For , we add the next term:
  4. Expanding the numerator: , so which is .
  5. As is true and , by the principle of mathematical induction is true for all .

b) 1. The denominators show that the th term is . 2. The sum of the first terms is that of part a) with in place of :

Q.E.D.

Arithmetic sequences

Exercise 9 BasicIB · P1 May 2002

Consider the arithmetic series

a) Find an expression for , the sum of the first terms.

b) Find the value of for which .

Show answer

Answer: a) ; b)

Show working and answer

a) 1. It is arithmetic with and .

  1. .

b) 1. We equate: , so .

  1. Discriminant: .

  2. , that is, or .

  3. We reject the negative value (it is not a positive integer). Therefore .

Answer: a) ; b)

Exercise 10 BasicIB · P1 TZ0 May 2006

In an arithmetic sequence, the second term is and the sum of the first five terms is . Find the common difference of this arithmetic sequence.

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Answer:

Show working and answer
  1. Let be the first term and the common difference. The second term satisfies .
  2. The sum of the first five terms is , so .
  3. Subtracting the first equation from the second: , that is, .
  4. Check: , and the terms add up to .

Answer:

Exercise 11 BasicIB · P1 May 1999

The second term of an arithmetic sequence is . The sum of the first four terms of the arithmetic sequence is . Find the first term, , and the common difference, , of the sequence.

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Answer: ,

Show working and answer
  1. Second term: .
  2. Sum of the first four terms: .
  3. From the first equation, . Substituting: .
  4. Then .
  5. Check: the terms are , and their sum is .

Answer: ,

Exercise 12 BasicIB · P1 TZ1 May 2016

The fifth term of an arithmetic sequence is equal to and the sum of the first terms is . Find the first term and the common difference.

Show answer

Answer: ,

Show working and answer
  1. Fifth term: .
  2. Sum of the first 12 terms: .
  3. From the first, . Substituting: .
  4. Then .

Answer: ,

Exercise 13 BasicIB · P1 November 1999

An arithmetic sequence has and as its first two terms, respectively.

a) Write down, in terms of , an expression for the th term, .

b) Find the number of terms of the sequence that are less than .

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Answer: a) ; b) there are terms less than

Show working and answer

a)

  1. First term and common difference .
  2. General term: .

b)

  1. We require .
  2. Since is a positive integer, .
  3. Check: and .

Answer: a) ; b) there are terms less than

Exercise 14 BasicIB · P1 TZ2 May 2022

The th term of an arithmetic sequence is given by .

a) State the value of the first term . [1 mark]

b) Given that the th term of this sequence is , find the value of . [2 marks]

c) Find the common difference . [2 marks]

Show answer

Answer: a) ; b) ; c)

Show working and answer

a) 1. Substituting : .

b) 1. We set up .

  1. Then , and .

c) 1. The common difference is .

Answer: a) ; b) ; c)

Exercise 15 MediumIB · P2 TZ2 May 2011

In an arithmetic sequence whose th term is , it is known that and . Find the minimum value of for which .

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Answer:

Show working and answer
  1. Arithmetic sequence: . With and :

  2. .

  3. Sum of the first terms: .

  4. We require : .

  5. Roots of : . The positive root is . Since the parabola opens upwards and , the inequality holds for .

  6. Check with integers: and .

Answer:

Exercise 16 MediumIB · P1 TZ0 November 2008

A rope of length 81 metres is cut into pieces of increasing length, these lengths forming an arithmetic sequence with common difference metres. Given that the lengths of the shortest and the longest pieces are 1.5 metres and 7.5 metres respectively, find the values of and .

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Answer: m

Show working and answer
  1. The pieces form an arithmetic sequence with , last term and sum .

  2. We use :

  3. We use :

Answer: m

Exercise 17 MediumIB · P1 TZ0 November 2010

The mean of the first ten terms of an arithmetic sequence is equal to 6. The mean of the first twenty terms of the arithmetic sequence is equal to 16. Find the value of the 15th term of the sequence.

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Answer:

Show working and answer
  1. The mean of the first terms is , so . The mean of the first terms is , so .

  2. We use :

  3. Subtracting the two equations: . Then .

  4. .

Answer:

Exercise 18 MediumIB · P2 TZ2 May 2012

The sum of the first 16 terms of an arithmetic sequence is 212, and the 5th term is 8.

a) Find the first term and the common difference.

b) Find the smallest value of for which the sum of the first terms is greater than 600.

View solution

a)

  1. .
  2. .
  3. Subtracting: . Then .

Answer a):

b)

  1. .
  2. We require : .
  3. Positive root: . The inequality holds for .
  4. Check: and .

Answer b):

Exercise 19 MediumIB · P2 TZ0 November 2013

The fourth term of an arithmetic sequence is 34 and the tenth term is 76.

a) Find the first term and the common difference.

b) The sum of the first terms is greater than 5000. Find the least possible value of .

Show answer

Answer: ,

Answer:

Show working and answer

a)

  1. and .
  2. Subtracting: , so .
  3. Then .

Answer: ,

b)

  1. .
  2. We impose : .
  3. The positive root is .
  4. As is an integer, . Check: and .

Answer:

Exercise 20 MediumIB · P1 November 2000

Calculate the sum of the positive terms of the arithmetic sequence

Show answer

Answer:

Show working and answer
  1. Arithmetic sequence with and : .
  2. Positive terms: . So there are 13 positive terms, and .
  3. Sum: .

Answer:

Exercise 21 MediumIB · P2 TZ2 May 2014

a) (i) Find the sum of all the integers between 10 and 200 that are divisible by 7.

(ii) Express the above sum using sigma notation. An arithmetic sequence has first term 1000 and common difference . The sum of the first terms of this sequence is negative.

b) Find the least value of .

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Answer: a) (i) ; (ii) ; b)

Show working and answer

a) (i) 1. The multiples of 7 between 10 and 200 are , since is the first one greater than 10 and is the last one less than 200 ().

  1. It is an arithmetic sequence with , . From we obtain , that is, terms.

  2. .

(ii) Each term is with from 2 to 28, so the sum is written (equivalently ).

b) 1. With and : .

  1. We impose with : , that is,

  2. As is an integer, the least value is .

Answer: a) (i) ; (ii) ; b)

Exercise 22 MediumIB · P1 November 2003

The first four terms of an arithmetic sequence are , , and , where and are constants. Find and .

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Answer: ,

Show working and answer
  1. In an arithmetic sequence the difference between consecutive terms is constant.

  2. We equate the first and second differences: , that is, , so and .

  3. We equate the second and third differences: , that is, .

  4. With : , so , and .

  5. Check: the terms are , with .

Answer: ,

Exercise 23 MediumIB · P1 TZ2 May 2007

Consider the arithmetic sequence

Find the least number of terms needed for the sum of the series to be greater than 10,000.

Show answer

Answer:

Show working and answer
  1. It is an arithmetic sequence with and .
  2. The sum of the first terms is .
  3. We impose : , that is, .
  4. The positive root of is .
  5. As is a positive integer and the parabola is increasing for large , we need .
  6. Check: and .

Answer:

Exercise 24 MediumIB · P2 TZ1 May 2010

Calculate the sum of all the three-digit natural numbers that are not divisible by .

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Answer:

Show working and answer
  1. The three-digit numbers are : an arithmetic sequence of terms. Its sum is .
  2. The three-digit multiples of are . From we get terms. Their sum is .
  3. The sum of the numbers not divisible by is the difference: .

Answer:

Exercise 25 MediumIB · P2 TZ0 November 2011

In an arithmetic sequence the first term is and the common difference is . Given that the sum of the first terms is equal to the sum of the following terms, find .

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Answer:

Show working and answer
  1. For this sequence, .
  2. The terms following the first terms add up to . The condition is equivalent to .
  3. Substituting: .
  4. As , we simplify: , that is, .
  5. Hence .

Answer:

Exercise 26 MediumIB · P1 TZ1 May 2009

Consider the set of numbers , where and are positive integers.

(i) Verify that the expression for the mean of this set is .

(ii) Let . Calculate the least value of for which the sum of these numbers exceeds the mean by 100.

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Answer:

Show working and answer

(i) The mean is the sum of the terms divided by the number of terms.

  1. The numbers form an arithmetic sequence with first term and difference . Their sum is .
  2. The mean is . This is verified.

(ii) With :

  1. Sum: . Mean: .
  2. Condition: , that is, .
  3. Factorising: .
  4. As and , the least integer is . (With : ; with : .)

Answer:

Exercise 27 MediumIB · P2 TZ0 November 2012

Find the sum of all the multiples of between and .

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Answer:

Show working and answer
  1. The multiples of 3 form an arithmetic sequence with difference . The first one greater than 100 is () and the last one less than 500 is ().
  2. Number of terms: .
  3. Sum: .

Answer:

Exercise 28 MediumIB · P1 November 1996

Calculate the sum of all the integers between and that are divisible by .

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Answer:

Show working and answer
  1. The first multiple of greater than : as , it is .
  2. The last multiple of less than : as , it is .
  3. The multiples form an arithmetic sequence with first term , difference and last term . We find the number of terms from : , so and .
  4. Sum of an arithmetic sequence: , so .

Answer:

Exercise 29 MediumIB · P1 TZ2 May 2019

In an arithmetic sequence the sum of the and terms is equal to . Given that the sum of the first seven terms is , determine the first term and the common difference.

Show answer

Answer: and

Show working and answer

Let be the first term and the common difference.

  1. Condition on the and terms: , that is, . (1)
  2. Sum of the first seven terms, . Dividing by and multiplying by : . (2)
  3. Subtracting (2) from (1): , so .
  4. Substituting in (2): , so .
  5. Check in (1): . Correct.

Answer: and

Exercise 30 MediumIB · P2 TZ1 May 2018

The third term of an arithmetic sequence is and the tenth term is .

a) Find the first term and the common difference of the sequence.

b) Calculate the number of positive terms in the sequence.

Show answer

Answer: a) and ; b) positive terms

Show working and answer

a) 1. Using : and . 2. Subtracting: , so . 3. Substituting: .

b) 1. We require : , so 2. Therefore , so . 3. Check: and . 4. There are positive terms.

Answer: a) and ; b) positive terms

Exercise 31 MediumIB · P1 TZ2 May 2016

Consider the expansion of in ascending powers of , where .

a) Write down the first four terms of the expansion. The coefficients of the second, third and fourth terms of the expansion are consecutive terms of an arithmetic sequence.

b) (i) Show that .

(ii) Hence, find the value of .

Show answer

Answer: a) ; b) (ii)

Show working and answer

a) By the binomial theorem: with coefficients .

b) (i)

  1. The coefficients of the second, third and fourth terms are . If they are in arithmetic sequence, the middle one is the mean of the outer two: .
  2. Substituting: .
  3. Multiplying by 6: .
  4. Moving everything to one side: .

Q.E.D.

(ii)

  1. Factorising: .
  2. Solutions: . Since , only is valid.

Answer: a) ; b) (ii)

Exercise 32 MediumIB · P2 May 1999

The ratio of the fifth term to the twelfth term of an arithmetic sequence is . If every term of this sequence is positive, and the product of the first term and the third term is , find the sum of the first terms of this sequence.

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Answer:

Show working and answer
  1. Ratio of terms: .
  2. Product of the first and third terms: . Substituting : .
  3. If , then and the terms would be negative, which is not valid (all the terms are positive). We discard this option.
  4. With : . All the terms are positive.
  5. Sum of the first 100 terms: .

Answer:

Exercise 33 MediumIB · P1 TZ0 November 2016

The sum of the first terms of a sequence is given by , where .

a) Write down the value of .

b) Find the value of .

c) Show that is an arithmetic sequence, clearly stating the common difference of the sequence.

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Answer: a) ; b) ; c)

Show working and answer

a) .

b)

  1. .
  2. and .
  3. .

c)

  1. For : .
  2. Expanding: .
  3. For , , so the formula holds for all .
  4. We compute , which is constant and independent of .
  5. A sequence with a constant difference between consecutive terms is an arithmetic sequence, with common difference .

Q.E.D.

Answer: a) ; b) ; c)

Exercise 34 MediumIB · P2 TZ1 May 2004

Find an expression for the sum of the first terms of the series giving your answer in the form , where .

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Answer:

Show working and answer
  1. We use . The terms are
  2. It is an arithmetic sequence with and difference .
  3. Sum of the first 35 terms: .
  4. Expanding: .
  5. By the properties of logarithms ( and ): .

Answer:

Exercise 35 MediumIB · P2 TZ2 May 2021

In an arithmetic sequence, the first term is and the common difference is .

a) Given that the th term of the sequence is zero, find the value of . Let be the sum of the first terms of the sequence.

b) Find the maximum value of .

Show answer

Answer: a) ; b)

Show working and answer

a) The general term is .

  1. .
  2. .

b) . The terms are positive up to , , and negative after that, so the sum stops growing at (with it is the same value).

  1. .
  2. Check: .

Answer: a) ; b)

Exercise 36 MediumIB · P1 TZ1 May 2021

Consider the arithmetic sequence for which . Calculate the value of the first term, , and the value of the common difference, .

Show answer

Answer: ,

Show working and answer
  1. . (1)
  2. . (2)
  3. Subtracting (1) from (2): .
  4. Substituting into (1): .

Answer: ,

Exercise 37 HardIB · P1 TZ1 May 2013

The first terms of an arithmetic sequence are

Calculate if the sum of the first terms of the sequence is equal to .

Show answer

Answer:

Show working and answer
  1. Using the change of base . The terms are
  2. As , , , and , the terms are with .
  3. It is an arithmetic sequence with and .
  4. Sum of the first : .
  5. Equating: , so , that is, .
  6. Writing in exponential form, , so .
  7. Check: , so the first term is . Correct.

Answer:

Geometric sequences

Exercise 38 BasicIB · P1 May 2001

The th term, , of a geometric sequence is given by , .

a) Calculate the common ratio .

b) Calculate , the sum of the first terms of the sequence.

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Answer: a) ; b)

Show working and answer

a) 1. The ratio is the quotient of consecutive terms: .

b) 1. First term: .

  1. .

Answer: a) ; b)

Exercise 39 MediumIB · P2 TZ0 November 2008

A geometric sequence has first term 2 and common ratio 1.05. Find the value of the smallest term greater than 500.

Show answer

Answer:

Show working and answer
  1. The th term: .

  2. We require : .

  3. Taking logarithms (the base , so the inequality sign is preserved):

  4. So , i.e. . The smallest term greater than is .

  5. . Check: .

Answer:

Exercise 40 MediumIB · P1 TZ0 November 2013

The sum of the first two terms of a geometric series is equal to 10, while the sum of the first four terms is equal to 30.

a) Verify that the common ratio satisfies .

b) Given that ,

(i) Find the first term.

(ii) Find the sum of the first ten terms.

Show answer

Answer: a) ; b) (i) ; (ii)

Show working and answer

a) 1. Let be the first term. The sum of the first two terms is .

  1. The sum of the first four terms is , that is, .

  2. Substituting: , so and hence .

b) (i) 1. With , from we obtain .

  1. Rationalising by multiplying by the conjugate: .

(ii) 1. We use .

  1. As , .

  2. .

Answer: a) ; b) (i) ; (ii)

Exercise 41 MediumIB · P1 TZ0 November 2007

The first and fourth terms of a geometric series are and , respectively. Find:

a) the sum of the first terms of the series.

b) the sum of the infinitely many terms of the series.

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Answer: a) ; b)

Show working and answer

Let and .

  1. In a geometric sequence , so and .

a) Sum of the first terms: .

  1. .

b) As , the series converges and .

  1. .

Answer: a) ; b)

Exercise 42 MediumIB · P2 TZ2 May 2019Proof

Suppose is the first term of a geometric series with common ratio . Prove by mathematical induction that the sum of the first terms, , is given by , where .

View solution

We want to prove : for all (with ).

  1. Base case . and . So holds.
  2. Induction hypothesis. Suppose is true for some : .
  3. Inductive step. As and :
  4. Expanding the numerator: . Therefore which is .
  5. As is true and , by induction is true for all .

Hence proved.

Exercise 43 MediumIB · P2 TZ0 November 2012

A 1-metre metal bar is cut into 10 pieces, whose lengths form a geometric sequence. The longest piece has a length equal to 8 times the length of the shortest piece. Find the length of the shortest piece, rounded to the nearest millimetre.

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Answer:

Show working and answer
  1. The lengths form a geometric sequence of 10 terms. Let be the shortest piece and the common ratio (). The longest is , so and .
  2. The sum of the pieces is 1 m: .
  3. , so .
  4. .
  5. Rounding to the nearest millimetre: mm.

Answer:

Exercise 44 MediumIB · P2 TZ0 November 2018

Consider a geometric sequence where the first term is and the fourth term is .

a) Find the common ratio of this sequence.

b) Find the sum to infinity of this sequence.

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Answer: a) ; b)

Show working and answer

a) 1. In a geometric sequence , so . 2. , so .

b) 1. As , the sum converges: . 2. .

Answer: a) ; b)

Exercise 45 MediumIB · P2 TZ0 November 2022

A geometric sequence has first term and fourth term . Let be the sum of the first terms of the sequence. Find the smallest value of for which .

Show answer

Answer:

Show working and answer
  1. Geometric sequence: , so and , hence .

  2. Sum of the first terms: .

  3. We require , that is, .

  4. Taking logarithms (as , the direction of the inequality is kept): .

  5. The smallest integer is .

Answer:

Exercise 46 HardIB · P2 TZ0 November 2011Proof

If are terms of a geometric sequence with common ratio , use mathematical induction to verify that

View solution

As the sequence is geometric, , so and .

Let : .

  1. Base case . Left-hand side: . Right-hand side: . They coincide.
  2. Hypothesis. Suppose is true: .
  3. Inductive step. The next term is . Then
  4. Inside the bracket: .
  5. Hence the sum is , which is .
  6. As is true and , by induction the formula holds for all .

Hence proved.

Infinite sum of a geometric sequence

Exercise 47 BasicIB · P1 TZ1 May 2012

Calculate the value of if

Show answer

Answer:

Show working and answer
  1. The series is geometric with first term and ratio ; as it converges.
  2. .
  3. .

Answer:

Exercise 48 MediumIB · P1 TZ2 May 2008

a) Find the sum to infinity of the geometric sequence:

b) Use mathematical induction to prove that for all the following holds

View solution

a)

  1. First term and common ratio . Check: and .

  2. Since , the sum to infinity exists: .

Answer a):

b) We prove by induction that (with ).

  1. Base case : the left-hand side is ; the right-hand side is . So holds.

  2. Inductive hypothesis: suppose is true for some :

  3. Inductive step: for , add the term to both sides:

  4. Expand the numerator: . Therefore which is .

  5. Since is true and , by the principle of mathematical induction is true for all .

As required.

Exercise 49 MediumIB · P2 TZ2 May 2012

Each time a ball bounces, it reaches 95% of the height reached on the previous bounce. Initially the ball is dropped from a height of 4 metres.

a) What height does the ball reach after the fourth bounce?

b) How many times does the ball bounce before it no longer reaches a height of 1 metre?

c) What is the total distance travelled by the ball?

Show answer

Answer:

Answer: m

Show working and answer

a)

  1. The height after each bounce is multiplied by : this is a geometric sequence with first term (initial height) and common ratio .
  2. After the fourth bounce: m.

b)

  1. After bounces the height is . We require it to be less than 1:
  2. Check: after 27 bounces the height is m, and after 28 bounces it is m.
  3. Therefore, the smallest integer satisfying the condition is : at the 28th bounce the ball no longer reaches 1 m.

Answer:

c)

  1. Initial fall: m.
  2. After that, at each bounce the ball goes up and comes down the same height. The rising heights are , an infinite geometric sequence with first term and common ratio , with sum
  3. Total distance: m.

Answer: m

Exercise 50 MediumIB · P1 TZ2 May 2013

In a geometric sequence, the first term is , the common ratio is and the sum to infinity is 76. In a second geometric sequence, the first term is , the common ratio is and the sum to infinity is 36. Find .

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Answer:

Show working and answer
  1. First sequence: . Second: (with so that the sums exist).
  2. Divide the first equation by the second to eliminate :
  3. Since , this gives , i.e. .
  4. Factorise: , so or .
  5. The solution is rejected because (the sum to infinity would not exist). For : , and . Correct.

Answer:

Exercise 51 MediumIB · P1 November 2000

The sum of an infinite geometric series is , and the sum of its first three terms is 13. Calculate the first term.

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Answer:

Show working and answer
  1. Infinite sum: with .

  2. Sum of three terms: .

  3. Dividing the second equation by the first: , so and (which satisfies ).

  4. From the first equation: .

  5. Check: and .

Answer:

Exercise 52 MediumIB · P1 November 2001

Consider the infinite geometric series

a) For which values of is the series convergent?

b) Calculate the sum of the series if .

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Answer: a) ; b)

Show working and answer

a) 1. It is a geometric series with first term and ratio .

  1. It converges if and only if : , that is, .

b) 1. If , , which satisfies .

  1. .

Answer: a) ; b)

Exercise 53 MediumIB · P1 May 2003

A geometric sequence has all its terms positive. The sum of the first two terms is 15 and the sum of the infinitely many terms of the sequence is 27. Find the value of:

a) the common ratio.

b) the first term

Show answer

Answer: a) ; b)

Show working and answer
  1. Let be the first term and the common ratio. Data: and with .

  2. From the second: . Substituting into the first: , so and .

  3. Thus . As all the terms are positive and , the ratio must be positive: (rejecting ).

  4. .

  5. Check: .

Answer: a) ; b)

Exercise 54 MediumIB · P1 TZ1 May 2004

A geometric sequence has a negative common ratio. The sum of the first two terms is . The infinite sum is . Calculate the common ratio and the first term.

Show answer

Answer:

Show working and answer
  1. Let be the first term and the common ratio. The sum of the first two terms is , that is, .
  2. The infinite sum is , so .
  3. Substituting: , that is, , from which and .
  4. Thus . As the ratio is negative, (which satisfies , so the infinite sum exists).
  5. Then . Check: and .

Answer:

Exercise 55 MediumIB · P1 TZ0 November 2006

The infinite sum of a geometric series is . The sum of the first four terms is and all the terms are positive. Find the difference between the infinite sum and the sum of the first eight terms.

Show answer

Answer:

Show working and answer
  1. Let be the first term and the common ratio. Infinite sum: .
  2. Sum of the first four terms: .
  3. Dividing the second equation by the first: , so .
  4. Thus ; as all the terms are positive, (with ). Then .
  5. The required difference is .
  6. Then .

Answer:

Exercise 56 MediumIB · P1 TZ1 May 2007

An infinite geometric series is given by .

a) Calculate the values of for which the series has a finite sum.

b) For , calculate the minimum number of terms needed for the sum to be greater than 1.328.

Show answer

Answer: a) ; b)

Show working and answer

a) 1. It is a geometric series with ratio and first term . 2. It has a finite sum if : . 3. Subtracting : . Dividing by (the inequalities reverse): .

b) 1. For : and the first term is . 2. . 3. We impose : , so . 4. Taking logarithms (and reversing the inequality when dividing by ): . 5. Check: (not enough) and (enough).

Answer: a) ; b)

Exercise 57 MediumIB · P2 TZ0 November 2011

a) Find the set of values of for which the series has an infinite sum.

b) Hence, find that sum, in terms of .

Show answer

Answer: a) ; b)

Show working and answer

a)

  1. It is a geometric series with first term and ratio (with ). It has an infinite sum if and only if .
  2. (squaring, since both sides are non-negative).
  3. .
  4. The parabola is negative between its roots: . This interval does not contain , so nothing else needs to be excluded.

b)

  1. First term: and ratio . Then .
  2. .
  3. .

Answer: a) ; b)

Exercise 58 MediumIB · P2 TZ2 May 2016

The sum of the second and third terms of a geometric sequence is equal to . The sum to infinity of this sequence is equal to . Find the possible values of the common ratio, .

Show answer

Answer: (exactly ) and

Show working and answer
  1. Let be the first term. The second and third terms are .
  2. Sum to infinity (which requires ): .
  3. Substituting: .
  4. We try : . It holds, so is a factor:
  5. From : .
  6. From : , that is, or .
  7. We discard because and the infinite sum would not exist. We check that and satisfy .

Answer: (exactly ) and

Exercise 59 MediumIB · P2 May 1997

A rubber ball is dropped from a height of metres. Each time it hits the ground, it rebounds to two thirds of the distance from which it fell.

a) Find the maximum height of the ball between the fifth and sixth bounces.

b) What is the total distance travelled by the ball from the moment it is dropped until the moment it hits the ground for the sixth time?

c) Suppose the ball continues to bounce indefinitely. What is the total distance travelled by the ball?

Show answer

Answer: a) m; b) m; c) m.

Show working and answer

The heights of the bounces form a geometric sequence with first term and ratio .

a) The maximum height between the 5th and 6th bounces is the one reached after the 5th bounce, that is, the 5th term of this sequence:

  1. m.

b) The ball falls m, and then, up to the sixth impact, it goes up and down after each of the first 5 bounces.

  1. Sum of the 5 bounce heights (sum of a geometric sequence, ): .
  2. Each height is travelled twice (up and down): m.

c) If it bounces indefinitely, the ratio satisfies and the sum to infinity exists: .

  1. .
  2. Total distance: m.

Answer: a) m; b) m; c) m.

Exercise 60 MediumIB · P1 TZ1 May 2008

The common ratio of the terms in a geometric series is .

a) State the set of values of for which the sum to infinity of the series exists.

b) If the first term of the series is , find the value of for which the sum to infinity is .

Show answer

Answer: a) ; b) .

Show working and answer

a) The sum to infinity of a geometric series exists if . Here , so it is enough that .

  1. and, since the exponential function of base 2 is increasing, .

b) With and :

  1. .
  2. , which satisfies .

Answer: a) ; b) .

Exercise 61 MediumIB · P2 TZ0 November 2021

The sum of the first terms of a geometric sequence is given by

a) Find the first term of the sequence, .

b) Calculate .

c) Calculate the least value of for which .

Show answer

Answer: a) ; b) ; c)

Show working and answer

a) 1. The first term is obtained with : .

b) 1. Each term is obtained from the previous one by multiplying by , so the ratio is , with , and the series converges.

  1. Sum to infinity: .

c) 1. As , we have .

  1. We require , that is, .

  2. Taking logarithms; as , the inequality reverses: .

  3. The least integer is .

Answer: a) ; b) ; c)

Exercise 62 HardIB · P2 TZ2 May 2010

A circle of radius 2 cm is divided into an infinite number of circular sectors. The areas of these sectors form a geometric sequence with common ratio . The angle of the first sector is radians.

a) Verify that .

b) The perimeter of the third sector is half the perimeter of the first sector. Find the values of and .

Show answer

Answer: ,

Show working and answer

a)

  1. The area of the circle is . The sectors cover it completely, so the sum of their areas (an infinite geometric sequence) equals .
  2. The area of a sector of angle is . Hence the first term is .
  3. Sum to infinity: , with . Then

As required.

b)

  1. The perimeter of a sector of angle is (two radii plus the arc).
  2. Since the area of sector is , the angles also form a geometric sequence with ratio : . The third angle is .
  3. Condition: , i.e. .
  4. Substitute :
  5. Solving the equation with the GDC (with , since the areas are positive): . There is no other solution in that interval (for the product is negative, and for it is greater than 1).
  6. Then rad.

Answer: ,

Exercise 63 HardIB · P1 TZ0 November 2010

The sum, , of the first terms of a geometric sequence, whose th term is , is given by , where .

a) Find an expression for .

b) Find the first term and the common ratio of the sequence.

c) Consider the sum to infinity of the sequence.

(i) Determine the values of for which the sum to infinity of the sequence exists.

(ii) Find the sum to infinity, when this sum exists.

Show answer

Answer:

Answer: first term , common ratio

Answer: (i) ; (ii)

Show working and answer

a)

  1. We write .
  2. For , .
  3. For : , which agrees with the formula above.

Answer:

b)

  1. With : .
  2. The common ratio is the repeated factor: .

Answer: first term , common ratio

c)

(i) The sum to infinity exists if , i.e. . Since , this gives .

(ii) If , as , so . (Using the formula: .)

Answer: (i) ; (ii)

Arithmetic and geometric sequences combined

Exercise 64 MediumIB · P1 TZ2 May 2005

The sum of the first terms of an arithmetic sequence is given by . Three terms of this sequence, , and , are consecutive terms of a geometric sequence. Find .

Show answer

Answer:

Show working and answer
  1. For , the th term is the difference of two consecutive sums: .

    .

  2. For : , and the formula also gives . Therefore for all (arithmetic sequence with , ).

  3. The three terms: and .

  4. If are consecutive terms of a geometric sequence, the ratio between consecutive terms is constant:

  5. Since for , we reject (it would give ). So (ratio : ).

  6. .

Answer:

Exercise 65 MediumIB · P1 TZ0 November 2009

a) The sum of the first six terms of an arithmetic sequence is equal to 81. The sum of the first eleven terms is equal to 231. Find the first term and the common difference.

b) The sum of the first two terms of a geometric sequence is equal to 1, while the sum of the first four terms is equal to 5. Given that all its terms are positive, find the first term and the common ratio.

c) The th term of a new sequence is defined as the product of the th term of the arithmetic sequence and the th term of the geometric sequence mentioned above. Verify that the th term of this new sequence is .

View solution

a)

  1. .
  2. .
  3. Subtract the second equation from the first: . Then .

Answer a):

b)

  1. Let be the first term and the common ratio. and .
  2. Divide: . Since all terms are positive, (we reject , which would alternate in sign).
  3. .

Answer b):

c)

  1. The th term of the arithmetic sequence: .
  2. The th term of the geometric sequence: .
  3. Their product: .

As required.

Exercise 66 MediumIB · P1 TZ2 May 2011Proof

In an arithmetic sequence, the first term is and the common difference is , . The 3rd, 4th and 7th terms of this arithmetic sequence are the first three terms of a geometric sequence.

a) Verify that .

b) Verify that the 4th term of the geometric sequence is the 16th term of the arithmetic sequence.

View solution

Terms of the arithmetic sequence: , , .

a)

  1. Three consecutive terms of a geometric sequence satisfy :
  2. Expand: .
  3. Simplifying: . Since , we divide by : , i.e. .

As required.

b)

  1. With : , , .
  2. The common ratio of the geometric sequence is (check: ).
  3. The 4th term of the geometric sequence is .
  4. We seek with :

As required.

Exercise 67 MediumIB · P2 TZ2 May 2013

In the arithmetic sequence , the first term is and the common difference is . In the geometric sequence , the first term is and the common ratio is .

a) Find an expression for in terms of .

b) Determine the set of values of for which .

c) Determine the greatest value of . Give your answer correct to four significant figures.

Show answer

Answer:

Answer:

Answer:

Show working and answer

a)

  1. Arithmetic sequence: .
  2. Geometric sequence: .
  3. Difference: .

Answer:

b)

We study the sign of using a table of values (GDC):

1 2 3 4 5 6 7 8 9 10

For the difference remains negative, because the exponential term grows faster and faster than the linear term (this can also be seen from the graph). It is positive for .

Answer:

c)

  1. From the table, the difference increases up to and then decreases, so the maximum occurs at .
  2. .

Answer:

Exercise 68 MediumIB · P1 TZ2 May 2004

The three terms , , are in arithmetic sequence. The three terms , , are in geometric sequence. Find the values of and , given that .

Show answer

Answer:

Show working and answer
  1. In an arithmetic sequence the middle term is the mean of the other two: , that is, .
  2. In a geometric sequence the ratio between consecutive terms is constant: , that is, .
  3. Substituting into the first equation: , so , which factorises as . Thus or .
  4. If , then , and we would have , which the statement excludes. This value is rejected.
  5. If , then . Check: is arithmetic (difference ) and is geometric (ratio ).

Answer:

Exercise 69 MediumIB · P1 TZ1 May 2011

In a geometric sequence and its infinite sum is .

a) Find the common ratio of the geometric sequence.

An arithmetic sequence is such that and .

b) Find the greatest value of such that .

Show answer

Answer: a) ; b)

Show working and answer

(a)

  1. Infinite sum: .
  2. (which satisfies ).

(b)

  1. Terms of the geometric sequence: and .
  2. In the arithmetic sequence, and ; since , .
  3. .
  4. Sum: .
  5. We impose . As , we need .
  6. The greatest integer is (check: ; for : ).

Answer: a) ; b)

Exercise 70 MediumIB · P1 TZ1 May 2017

An arithmetic sequence has and common difference .

Given that , and are the first three terms of a geometric sequence.

a) Find the value of .

Given that

b) Determine the value of .

Show answer

Answer: a) ; b)

Show working and answer

a) 1. The terms are , , . 2. If they are in geometric sequence, the ratio of consecutive terms is constant: , that is, . 3. gives . 4. Simplifying: , so . 5. Since , . (Check: the terms are , with ratio .)

b) 1. , so and . 2. .

Answer: a) ; b)

Exercise 71 MediumIB · P1 TZ2 May 2017

The , and terms of an arithmetic sequence with common difference , , are the first three terms of a geometric sequence with common ratio .

Given that the term of both sequences is , find

a) the value of

b) the value of .

Show answer

Answer: a) ; b)

Show working and answer

Let be the first term of the arithmetic sequence; then and .

a) 1. The terms form a geometric sequence, so . 2. Expanding: . 3. Simplifying: , so . 4. Since , .

b) 1. With the three terms are . 2. The ratio is . Check: .

Answer: a) ; b)

Exercise 72 MediumIB · P1 May 1998

The first, second and th terms of an arithmetic sequence are , and respectively.

a) Calculate the value of .

b) For that value of , calculate the exact value of the sum of the terms of a geometric sequence whose first term is and common ratio is .

Show answer

Answer: a) ; b)

Show working and answer

a)

  1. First term and common difference .
  2. .

b)

  1. Sum of a geometric sequence: with , , .
  2. .

Answer: a) ; b)

Exercise 73 HardIB · P2 November 1997

a) Verify that is a solution of the equation .

b) Find the values of and for which the following holds: .

c) Hence, find the other two roots of the equation .

d) The common difference of an arithmetic sequence is equal to . The common ratio of a geometric sequence is also equal to . The first term of both sequences is 1.

(i) Write down, in terms of , the first four terms of each sequence.

(ii) If the sum of the third and fourth terms of the arithmetic sequence is equal to the sum of the third and fourth terms of the geometric sequence, find the three possible values of .

(iii) For which value of , from those obtained in part (d)(ii), does the sum to infinity of the geometric sequence exist?

(iv) For this same value of , find the sum of the first 20 terms of the arithmetic sequence, giving your answer in the form , where .

View solution

a) We substitute : . The equation holds, so is a solution.

b) We expand the right-hand side: We equate coefficients with :

  • : .
  • Constant term: .
  • Check on : . Correct.

Answer b):

c) The equation is . The other roots satisfy :

Answer c): and

d) (i) Arithmetic sequence (, ): . Geometric sequence (, ): .

(ii) We equate the sum of the third and fourth terms: This is the equation from the earlier parts, so the three values are , and .

(iii) The sum to infinity of the geometric sequence exists if .

  • : , no.
  • : , no.
  • : , yes.

Answer (iii):

(iv) With and : . We substitute :

Answer (iv):

Exercise 74 HardIB · P2 TZ0 November 2014

The seventh, third and first terms of an arithmetic sequence are the first three terms of a geometric sequence. In the arithmetic sequence, the first term is and the common difference, which is non-zero, is .

a) Show that . The seventh term of the arithmetic sequence is 3. The sum of the first terms of the arithmetic sequence exceeds the sum of the first terms of the geometric sequence by at least 200.

b) Find the least value of for which this occurs.

Show answer

Answer: ;

Show working and answer

a) 1. Terms of the arithmetic sequence: , , .

  1. If are consecutive terms of a geometric sequence, the ratio between consecutive terms is constant: , that is, .

  2. Expanding: , so .

  3. As , we divide by : , that is, .

b) 1. , so and .

  1. Geometric sequence: first term ; second term . Ratio .

  2. Arithmetic sum: .

  3. Geometric sum: .

  4. Condition: .

  5. We test values: for , and the difference is approximately . For , and the difference is .

  6. As the difference increases with , the least value is .

Answer: ;

Exercise 75 HardIB · P2 TZ1 May 2005

The first three terms of a geometric sequence are the first, eleventh and sixteenth terms of an arithmetic sequence. All the terms of the geometric sequence are different. The infinite sum of the geometric sequence is .

a) Calculate the common ratio of the geometric sequence.

b) Calculate the common difference of the arithmetic sequence.

Show answer

Answer: a) ; b)

Show working and answer

a) 1. Let be the first term of the geometric sequence and its common ratio. Let be the common difference of the arithmetic sequence, whose first term is . Then the first, eleventh and sixteenth terms are . 2. These are the first three terms of the geometric sequence: and . 3. Therefore and . 4. As the terms are distinct, and (and then ). Dividing the second equation by the first: , that is, . 5. Hence .

b) 1. The infinite sum is , that is, , so . 2. From : , that is, . 3. Check: and .

Answer: a) ; b)

Exercise 76 HardIB · P1 TZ2 May 2015

The cubic equation has roots , , . By expanding , show that:

a) (i)

(ii)

(iii) Now it is known that and for parts (b) and (c).

b) (i) In the case where the three roots , , form an arithmetic sequence, show that one of the roots is .

(ii) Hence, find the value of .

c) In the other case, the three roots , , form a geometric sequence. Find the value of .

Show answer

Answer: a) proved; b) (i) one root is , (ii) ; c)

Show working and answer

a) We expand step by step:

  1. .
  2. Multiplying by :
  3. Comparing with (the same monic polynomial with those roots): (i) ; (ii) ; (iii) .

b) (i) With and the roots in arithmetic sequence:

  1. We write the roots as .
  2. By (i): . So one of the roots is .

(ii) As is a root, we substitute into :

  1. .

(Check with the roots : , and .)

c) Roots in geometric sequence: .

  1. Product: , and by (iii) .
  2. Sum: .
  3. Sum of the pairwise products: .
  4. Dividing (3) by (2): .
  5. Then .

Answer: a) proved; b) (i) one root is , (ii) ; c)

Exercise 77 HardIB · P1 TZ2 May 2018

The geometric sequence has common ratio .

Consider the sequence .

a) Show that is an arithmetic sequence, and state its common difference, , in terms of .

In a particular geometric sequence, and the sum of the infinitely many terms is equal to .

b) Find the value of .

Show answer

Answer: a) ; b)

Show working and answer

a) 1. The terms are , so . 2. By the properties of logarithms: . 3. This has the form with . Equivalently, , which is constant and independent of . 4. Hence is an arithmetic sequence with common difference .

Hence proved. .

b) 1. The sum of infinitely many terms of a geometric sequence (with ) is . So . 2. Solving: , so (which satisfies ). 3. .

Answer: a) ; b)

Exercise 78 HardIB · P1 TZ0 November 2015

A polynomial function is given by .

The roots of the polynomial equation are consecutive terms of a geometric sequence with common ratio equal to and first term . Given that and , find

a) the degree of the polynomial;

b) the value of .

Show answer

Answer: a) ; b)

Show working and answer

a)

  1. The roots are , that is, with (a polynomial of degree has roots).
  2. By Vieta's formulas, the sum of the roots is .
  3. Sum of the first terms of the geometric sequence: .
  4. We equate: , so and .

b)

  1. The product of the roots is . With this is .
  2. Product of the roots: .
  3. Therefore .

Answer: a) ; b)

Exercise 79 HardIB · P1 TZ1 May 2015

Let , , be an arithmetic sequence with first term and common difference , where . Let another sequence , , be defined by .

a) (i) Show that is a constant.

(ii) Write down the first term of the sequence .

(iii) Write down a formula for in terms of , and . Let be the sum of the first terms of the sequence .

b) (i) Write in terms of , and .

(ii) Find the values of for which exists. It is now known that exists and is denoted by .

(iii) Write in terms of and .

(iv) Given that , calculate the value of . Let , , be a geometric sequence with first term and common ratio , where and are both greater than zero. Now let another sequence be defined by .

c) Calculate , giving your answer in the form , where is in terms of , and .

Show answer

Answer: a) (i) ; (ii) ; (iii) ; b) (i) ; (ii) ; (iii) ; (iv) ; c)

Show working and answer

a) (i) , so .

  1. , which is constant (it does not depend on ).

(ii) .

(iii) It is a geometric sequence with first term and ratio : .

b) (i) Sum of a geometric sequence :

  1. .

(ii) The sum to infinity exists if , that is . As , it is enough that , i.e. .

(iii) .

(iv) .

  1. Dividing by : .
  2. Therefore , which satisfies .

c) , so (properties of the logarithm), an arithmetic sequence with first term and difference .

  1. .
  2. Using and : .

Answer: a) (i) ; (ii) ; (iii) ; b) (i) ; (ii) ; (iii) ; (iv) ; c)

Exercise 80 HardIB · P1 TZ1 May 2022

Consider the series where , and , .

a) Consider the case where the series is geometric.

(i) Show that .

(ii) Given that and , calculate the value of .

b) Now consider the case where the series is arithmetic with common difference .

(i) Show that .

(ii) Write in the form , where .

(iii) The sum of the first terms of the series is . Calculate the value of .

Show answer

Answer: a) (ii) ; b) (ii) ; (iii)

Show working and answer

a) (i)

  1. In a geometric sequence the ratio of consecutive terms is constant: (with since ).

  2. So , hence and .

Q.E.D.

(ii)

  1. With , the ratio is and . As , .

  2. We equate: , so .

  3. Hence .

b) (i)

  1. In an arithmetic sequence the difference is constant: .

  2. Dividing by : , so and .

Q.E.D.

(ii) , that is, .

(iii)

  1. Arithmetic sum formula: .

  2. Equating to and dividing by : , that is, .

  3. We get , i.e. , which factorises as .

  4. As is positive, (the solution is discarded).

Answer: a) (ii) ; b) (ii) ; (iii)

Compound interest, growth and depreciation

Exercise 81 MediumIB · P1 TZ0 November 2006

An amount of dollars is invested.

a) If interest is compounded annually at an annual rate of , find the total value of the investment after years.

b) If interest is compounded monthly at a monthly rate of , find the minimum number of months after which the value of the investment exceeds .

Show answer

Answer: a) dollars; b) months.

Show working and answer

a) Annual compound interest: .

  1. dollars.

b) With monthly interest of , the value after months is .

  1. We require , that is, .
  2. Taking logarithms: .
  3. As is an integer: . Check: with months the value is less than , and with it exceeds it.

Answer: a) dollars; b) months.

Exercise 82 MediumIB · P2 TZ1 May 2022

In this question, give all answers correct to two decimal places. Sam invests dollars in a savings account that pays a nominal annual interest rate of compounded semi-annually. Sam makes no further payments or withdrawals from this account.

a) Find the amount Sam will have in the account after years. David also invests dollars in a savings account that pays a nominal annual interest rate of , compounded annually. David makes no further payments or withdrawals from this account.

b) Find the value of required for the amount in David's account after years to equal the amount in Sam's account.

c) Calculate the interest David will earn over the years.

Show answer

Answer: a) dollars; b) ; c) dollars

Show working and answer

a) 1. Compound interest semi-annually: periods per year, with a rate of per period, and periods.

  1. Final amount: .

b) 1. With annual interest, David's amount is . We equate it to Sam's: .

  1. Simplifying: , so .

  2. Hence .

c) 1. David has the same final amount as Sam, so the interest is .

Answer: a) dollars; b) ; c) dollars

Exercise 83 HardIB · P2 TZ1 May 2018

The number of fish in a certain lake is known to decrease by each year, unless some new fish are added. At the end of each year, new fish are added to the lake. At the start of 2018, there are fish in the lake.

a) Show that there will be approximately fish in the lake at the start of 2020.

b) Find the approximate number of fish in the lake at the start of 2042.

Show answer

Answer: a) fish; b) fish

Show working and answer

Let be the number of fish at the start of the year . Each year it is multiplied by (a decrease of ), and at the end fish are added: , with .

a) 1. At the start of 2019: . 2. At the start of 2020: .

Q.E.D.

b) 1. Expanding the recurrence: . 2. The sum in brackets is geometric with ratio : . 3. The start of 2042 corresponds to , with . 4. . 5. Rounding to the nearest integer, there are about fish.

Answer: a) fish; b) fish

Exercise 84 HardIB · P2 TZ0 November 2017

Phil takes out a bank loan of dollars to buy a house, at an annual interest rate of . Interest is calculated at the end of each year and added to the outstanding amount.

a) Find the amount Phil pays the bank after years. Give your answer to the nearest dollar. To repay the loan, Phil makes annual deposits of dollars at the end of each year into a savings account, which pays an annual interest rate of . He makes his first deposit at the end of the first year after taking out the loan.

b) Show that the total value of Phil's savings after years is .

c) Given that Phil's aim is to own the house after years, calculate the value of to the nearest dollar. David visits a different bank and obtains a deposit of dollars, at an annual interest rate of .

d) (i) David wishes to withdraw dollars at the end of each year for a period of years. Show that an expression for the minimum value of is .

(ii) Using the above or otherwise, calculate the minimum value of that would allow David to withdraw dollars annually indefinitely. Give your answer to the nearest dollar.

Show answer

Answer: a) dollars; b) proved; c) dollars; d) (i) proved; (ii) dollars.

Show working and answer

a) This is annual compound interest: the debt is multiplied by each year.

  1. .
  2. To the nearest dollar: dollars.

b) Each deposit earns compound interest of until year 20.

  1. The deposit at the end of year 1 remains for 19 years, the one at the end of year 2 for 18 years, ..., and the last one (at the end of year 20) earns no interest.
  2. Total value: , a geometric series with first term , ratio and terms.
  3. Using : .

c) We equate the savings to the debt:

  1. .
  2. .
  3. dollars.

d) (i) Each withdrawal of is made at the end of a year. To be able to withdraw it in year , the money needed today is the amount that, after years at , becomes , that is .

  1. Summing the present values of the withdrawals, the minimum initial deposit is

(ii) Indefinite withdrawals: this is a geometric series with and ratio , with .

  1. .
  2. To the nearest dollar: dollars.

Answer: a) dollars; b) proved; c) dollars; d) (i) proved; (ii) dollars.

Exercise 85 HardIB · P2 TZ0 November 2016

On the day Mary was born, 1 January 1998, her grandparents invested dollars in a savings account. From that moment on, they deposited dollars every month, on the first day of the month. The account offered a fixed interest rate of per month. Interest was calculated on the last day of each month and added to the account. Let dollars be the amount in the account on the last day of the th month, just after the interest has been added.

a) Find an expression for and show that .

b) (i) Write down a similar expression for and one for .

(ii) Hence show that the amount in Mary's account on the eve of her 10th birthday is given by .

c) Write, in terms of , an expression for on the eve of Mary's 18th birthday, clearly showing the value of .

d) Mary's grandparents want the account to contain at least dollars on the eve of her 18th birthday. Determine the minimum value of the monthly deposit dollars required to achieve this goal. Give your answer to the nearest whole number of dollars.

e) Immediately after turning 18, Mary decides to invest dollars of this money in an account of the same type, earning monthly interest. Every year, she withdraws dollars on her birthday to buy a gift. Determine how long it will be before there is no money left in the account.

Show answer

Answer: a) ; b) (i) , ; c) ; d) dollars; e) years.

Show working and answer

a) At the end of month 1 there are dollars, and the interest is added.

  1. .
  2. On the first day of month 2 another dollars is deposited, and the interest is calculated at the end of the month on :

b) (i) The same reasoning is repeated:

  1. .
  2. .

(ii) The eve of the 10th birthday is the last day of month (10 years months).

  1. , a geometric sequence with first term , ratio and terms.
  2. .

c) 18 years is months, so :

d) We require .

  1. , so and .
  2. . With dollars we do not reach , so the minimum whole deposit is dollars.

e) With monthly interest of , the annual factor is . Let be the balance after the th withdrawal (annual, on each birthday):

  1. , , ..., .
  2. We look for when it runs out: .
  3. With : and .
  4. After withdrawals there is still money (), but at withdrawal number there is no longer enough for the dollars. The money runs out during year 28.

Answer: a) ; b) (i) , ; c) ; d) dollars; e) years.

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